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Property Buyer / Consumer Resources

Where to start when planning to build or buy a property ?

Buying a home is a major event in one's life. 
Good advice can be found on the Australian Government website:

https://www.moneysmart.gov.au/life-events-and-you/life-events/buying-a-home

Here you will find information on:
how much deposit you will require; the best place to save for your deposit and when it is a good time to buy.

**YourHome.gov.au is a major guide for buying, designing, building, renovating in Australia - the  most useful site.

Another practical guide can be found on:
http://www.ors.act.gov.au/publication/view/1665

Each state/territory has a different process for buying a property. Find out what is required in you state from:

What is Stamp Duty?
"Stamp Duty is a government tax to be paid by the buyer. The trigger for stamp duty liability is
exchanging of contracts. Usually stamp duty must be paid within 90 days of exchange.If you are obtaining a loan to purchase a property and have included the stamp duty in the loan
amount, you must confirm with your lender if you are able to gain access to that money, for
the purpose of paying stamp duty, prior to settlement.

Stamp duty is calculated as a percentage of the purchase price or the market value (whichever is the greater) of the property, at the date of exchange of the contract for the sale of
residential property" (Reality Guide, A Real Estate Guide for Buyers in ACT, 2008).

Stamp duty is a considerable upfront cost for property buyers to take into consideration when buying a property. 
However, in some states when buying a brand new home or buying a block of land upon which to build,
one saves on or does not pay stamp duty. In these states, stamp duty is paid on established properties.
However, States and Territories differ when it comes to paying Duty and the Rate of Duty payable.

Check out the stamp duty requirements on property purchases in your state:

Be informed before you purchase

Before purchasing any property, download this Due Diligence Checklist Victoria Consumer Affairs Dept.   >

Get advice and tips from Australian /State/Territory Govt. Departments   >

Community Information is available from your local Council office.
   Check with them for any environmental concerns in your area.

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John Couper really understands his market. He is very professional and has years of experience. We have found his insight invaluable. Our house sold very quickly, and we attribute this to John and Jan's excellent expertise in the local real estate market. They are always available to answer questions, and help the process move smoothly. This is our second transaction with the Couper's and we highly recommend them.

John was the obvious agent to manage the sale of my apartment at Moonah Links due to his unique knowledge of the setting. I would not have had confidence in another agent who did not specialise in property sales there. The timing of the sale was not ideal as lockdown followed soon after sales contract was signed but John remained confident. John always got back to me quickly with my enquiries into the progress of the sale.

As I live overseas I had real piece of mind dealing with John. He handled everything from getting the property ready for sale up to completion. John communicated regularly with me and advised me on all aspects of the process, I found him efficient, professional and most of all trustworthy. Thank you John

We have used Coupers Realty several times, we have sold three homes with them and bought two. Every time John has been very supportive and helpful. He knows everything about Fingal and the broader Mornington Peninsula area. John offers great advice and professional service in a friendly and engaging way. Nothing is too much trouble for John. John is a great agent but he is always humble and he really listens to ensure that his services match your needs.

John is a highly professional and committed Real Estate. John has assisted us with several sales and purchases in Fingal and has always acted with the highest level of integrity and professionalism. He strives for provide superior outcomes for both parties in the selling and buying journey. His local knowledge is second to none and his agency ensures that the entire experience is seamless and stress free. We would highly recommend John and will continue to engage his services into the future.

I have bought and sold numerous properties in Fingal and other parts of the Peninsula.By far the most industrious and hard working Agent with the utmost integrity, would be, John Couper.He works tirelessly for the vendor and is always respectful of the buyer.A rare gift in the Realestateindustry.